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Glossary Term
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Debt Financing

Definition

Debt financing refers to the process by which a company raises capital by borrowing money from lenders, which must be repaid with interest over time. In the MedTech industry, debt financing is commonly used to fund research and development, regulatory submissions, manufacturing, or market expansion without diluting equity ownership.

Relevance to the MedTech Industry

Debt financing provides MedTech companies with the funds needed to develop and commercialize innovative medical devices while allowing founders and early investors to retain control. It is a crucial tool for managing capital requirements during periods of growth or operational scaling.

Additional Information & Related Terms

  • Equity Financing An alternative to debt financing that involves selling ownership stakes in the company.

  • Convertible Debt A hybrid form of financing that starts as debt and can convert to equity under certain conditions.

  • Bridge Loan Short-term debt financing used to cover immediate funding needs.

  • Cash Flow Management Critical for ensuring debt repayment obligations are met without disrupting operations.

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