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Glossary Term
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Convertible Debt

Definition

Convertible Debt is a type of financing where investors lend money to a company in exchange for a promissory note that can later convert into equity, typically at a discount or pre-determined valuation. In the MedTech industry, it is commonly used by startups and early-stage companies to raise capital while delaying the valuation of the company until a later stage.

Relevance to the MedTech Industry

Convertible Debt provides MedTech startups with a flexible funding mechanism to support research, development, and regulatory activities without immediately diluting ownership or committing to a valuation. It bridges the gap between funding rounds and allows companies to focus on advancing their technology or achieving milestones.

Additional Information & Related Terms

  • Equity Financing An alternative to convertible debt where investors immediately receive equity in the company.

  • Seed Funding Convertible debt is often used as a financing tool in early-stage seed rounds.

  • Bridge Loan Similar to convertible debt but typically not designed for equity conversion.

  • Runway The amount of time convertible debt extends the company’s operational funding.


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